Paperwork for Refinance in Hurst, TX

Paperwork Needed for Refinancing with Hurst Mortgages

Refinancing your home in Hurst, Texas, with Hurst Mortgages involves gathering essential documentation to streamline the process. Here's an overview of the paperwork typically required for refinancing:

1. Personal Identification:

• Valid government-issued photo ID, such as a driver's license or passport, to verify your identity.

2. Income Verification:

• Recent pay stubs covering a specified period (often the last 30 days) to demonstrate stable employment and income.

• If self-employed, two years of tax returns (including all schedules and attachments) and profit-and-loss statements for business income verification.

3. Asset Statements:

• Bank statements from the last two to three months for all accounts, including checking, savings, and investment accounts, to verify assets and savings.

4. Property Documentation:

• Current mortgage statement for the property being refinanced to provide loan details and payment history.

• Home insurance policy information.

• Property tax statements or information.

5. Loan Information:

• Details of any existing loans, including account numbers, current balances, and terms.

Additional Documents (Depending on Circumstances):

• Divorce decrees or separation agreements if applicable.

• Documentation for any additional properties owned.

Credit Check and Authorization:

• Authorization for Hurst Mortgages to perform a credit check as part of the refinancing process.

Consultation with a Hurst Mortgages Specialist:

While the list above outlines general requirements, refinancing needs may vary based on individual circumstances. It's recommended to consult with a Hurst Mortgages specialist to ensure you have all necessary documentation specific to your refinancing application.

Our Support Throughout the Process:

Hurst Mortgages' experienced team assists borrowers in gathering the required documentation and ensures a smooth refinancing process. We're committed to providing guidance and support at every step.

Contact Us Today

Questions about the paperwork needed for refinancing in Hurst, TX? Contact Hurst Mortgages for personalized guidance and a comprehensive checklist to streamline your refinancing application.

Let Hurst Mortgages help you gather the necessary paperwork and guide you through the refinancing process for your home in Hurst.

Disclaimer: loan terms and requirements can vary. We recommend discussing your specific situation with our experts for personalized guidance.