Paperwork Needed for Purchase in Hurst, TX

Paperwork Required for Home Purchase with Hurst Mortgages

At Hurst Mortgages, we understand that the paperwork involved in purchasing a home can seem daunting. To streamline the process and ensure a smooth transaction, here's a comprehensive list of the documentation typically required:

1. Personal Identification:

• Valid government-issued photo identification (driver's license, passport, or state ID) for all applicants involved in the purchase.

2. Financial Documentation:

• Income Verification: Recent pay stubs, W-2 forms, or tax returns for the past two years.

• Asset Statements: Bank statements, investment accounts, and any other asset documentation.

• Debt Information: Details of outstanding loans, credit card balances, or other liabilities.

3. Employment and Income Information:

• Employment history for the past two years, including employer names, addresses, and contact information.

• Self-employed individuals may need to provide additional documentation, such as profit and loss statements or business tax returns.

4. Property Information:

• Details of the property being purchased, including the address, purchase agreement, and any related documents provided by the seller or real estate agent.

5. Additional Documentation:

• Credit History: Authorization for the lender to pull your credit report.

• Gift Letters: If using gifted funds for the down payment, a gift letter from the donor may be required.

• Explanation Letters: Any explanation for recent credit inquiries, discrepancies in income, or gaps in employment.

6. Other Requirements:

• Specific loan programs or circumstances may require additional documentation. Our team at Hurst Mortgages will guide you through these requirements based on your loan type and unique situation.

Our Assistance Throughout the Process

Navigating the paperwork for a home purchase can feel overwhelming, but our dedicated team at Hurst Mortgages is here to assist you at every stage. We'll help you gather the necessary documents, ensure they meet the lender's requirements, and guide you through the submission process for a hassle-free experience.

Contact Us Today

Ready to start your home buying journey in Hurst, TX? Contact us for personalized assistance and guidance regarding the required paperwork. Our experts at Hurst Mortgages are committed to making your homeownership dreams a reality with a seamless and efficient process.

Let Hurst Mortgages handle the paperwork while you focus on envisioning your new home in Hurst, TX!

Disclaimer: loan terms and requirements can vary. We recommend discussing your specific situation with our experts for personalized guidance.